Design a retirement plan aligned with your goals

FinanceIntermediateAnywhere

90 minutes

5 steps

·Intermediate

After 90 min: You'll have a written retirement plan with specific savings targets and timelines.

What you need

Retirement calculatorCurrent balance infoExpense estimateIncome goalsTime horizon

The 90-Minute Plan

Calculate retirement number0–15 min

Annual expenses × 25 = needed portfolio (4% rule). Example: $50k expenses = $1.25M needed.

Determine timeline15–35 min

Years until retirement, current savings, annual contribution capacity. Use online calculator.

Maximize tax-advantaged accounts35–55 min

401(k) ($23,500/yr), IRA ($7,000/yr), HSA ($4,150/yr). Capture employer match always.

Establish investment strategy55–75 min

Target date funds simplify this. Or build own: 80% stocks early, shift to bonds over time.

Review annually75–90 min

Increase contributions annually. Rebalance. Track progress. Adjust timeline if needed.

Pro Tip

Start as early as possible; compound interest is your greatest asset.

90 min·5 steps

FinanceIntermediate

After 90 min: Set up automated retirement savings and maximize employer match

1,950

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After 90 min: You'll understand asset allocation and create a portfolio aligned with your timeline and risk.

9,800

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FinanceIntermediate

After 90 min: You'll understand blockchain basics and safely hold cryptocurrency if desired.

7,300

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90 min·5 steps

FinanceIntermediate

After 90 min: You'll understand tax deductions, credits, and strategies that legally reduce taxes owed.

6,800

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